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More than 70% of recent home buyers were counting on mortgage rates to drop. Now they’re stuck.

More than 70% of recent home buyers were counting on mortgage rates to drop. Now they’re stuck. As the average 30-year mortgage rate hovers above 6.5%, refinancing isn’t an option for many homeowners As mortgage rates hovered above 6% for the last few years, many home buyers made a calculated bet. They took out mortgages at higher rates than they wanted, assuming that rates would come down in the following months or years. Now they’re facing a hard truth: That bet is not paying off.

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