Kapital Lands $125 Million to Scale AI

Kapital will use the financing to accelerate product innovation around its proprietary artificial intelligence platform and data analytics suite, and to expand its presence across Mexico, Latin America, the U.S. and Europe, according to the release. “Kapital is solving the core financial challenges that hold businesses back at every stage of their development, creating greater economic opportunity and using AI to democratize access to financial capabilities that were traditionally reserved for large corporations,” Kapital CEO and Co-Founder René Saúl said in the release. We’d love to be your preferred source for news. Please add us to your preferred sources list so our news, data and interviews show up in your feed. Thanks! Kapital and its technology platform help individuals and businesses manage operations, credit and cash flow, and, through Kapital’s brokerage house and fund management business, save and invest. The company serves over 350,000 customers across the markets in which it operates, according to the release. Kapital said in September 2025 that it became “Latin America’s first AI unicorn” when it completed a Series C funding round that raised up to $100 million and doubled the company’s valuation to $1.3 billion. The company said at the time that it aimed to accelerate the growth of its AI-powered platform for small- to medium-sized businesses (SMBs). During the first half of 2026, Kapital had net income of about $50 million; 220% year-over-year growth in its loan portfolio, which topped $1.7 billion; and 234% growth in deposits, with balances exceeding $3.5 billion, according to the Wednesday press release. Kapital’s new financing came from Tru Arrow Partners and Fasanara Capital, with participation from Cervin Ventures, Niya Partners and Overlook Capital, per the release. Fasanara Capital Founder and CEO Francesco Filia said in the release: “Kapital’s growth to date clearly demonstrates the strength of its business model, the competitive advantage it has built around its AI capabilities and data network, and the significant demand for its solutions.” Tru Arrow Partners Co-Founder and Managing Partner Adam Silverschotz said in the release: “Kapital has built a highly differentiated platform that combines financial discipline, regulated financial infrastructure and a sophisticated application of artificial intelligence.”